A Case Study on How Private Lending Works
Anne is an excellent investment. She has worked at the same job for 5 years, in the same field for over 8 years. When she went to her local banker, who is stringent on their guidelines, she was an instant approval.
Unfortunately the house was not. It was built in the 1920’s and was completely in need of a large-scale make over. The property lacked a kitchen, working heating and air, and the electric was the old knob and tube. Fixing these major issues, along with many other small easy fixes, was imperative in order to qualify for a loan. It was the one house that reminded her of the home she grew up in. With investors, our property purchasing company was able to structure an investment of $75,000 to purchase the property for $22,000 and $53,000 would go to repairing the property to the bank’s standards. Our investor (a bean crop farmer by day) agreed to a 10% simple interest payment (annually) for a 12 month investment term or when the property was rehabbed and purchased with Anne’s now qualified bank financing. Anne saved an older home from being demolished and she improved the whole neighborhood, while her investor made a high return on his money! Anne is currently enjoying a wonderful house that reminds her every day of the home she grew up in.
We're Here to Help!
Please Note: This website is intended for educational purposes only! This Document is confidential and propriety to Roza Capital Group, LLC, and cannot be used, discussed, or duplicated without the prior written consent from Roza Capital Group, LLC. This is an unpublished work protected by US Federal copyright laws and no unauthorized copying, adaptation, distribution, or display is permitted. Copyright © 2015. Roza Capital Group, LLC. All rights reserved
This is not an offer to sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. Roza Capital Group, LLC and its affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be. This information should be construed as informational and not as an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act of 1933 or any state securities laws. View Roza Capital Group, LLC’s Disclosure Page for Additional Disclosure and Disclaimer information.